Property insurance

•  Riot, Strikers, Locked-Out Workers (D)

•  Malicious Damage (E)

•  Earthquake Or Volcanic Eruption (F)

•  Storm And Tempest (G)

•  Storm, Tempest And Flood (H)

•  Escape Of Water From Any Tank, Apparatus Or Pipes (I)

•  Impact By Any Road Vehicle Or Animal (J)

a. Subject Matter Insured

•  Buildings, architectural works and other enclosed equipment;
•  Machineries and Equipment
•  Stocks, materials, other properties.

3. PROPERTY ALL RISKS

a. Subject Matter Insured

•  Buildings, architectural works and other enclosed equipment;
•  Machineries and Equipment
•  Stocks, materials, other properties.

b. Scope of Cover

Cover for physical damage due to unexpected and unforeseen risks for all insured properties by the risk is not excluded in the Property All Risks policy.

a. Subject Matter Insured

Cover for loss of gross profit due to the decrease in revenues or increase in business costs, caused by the interruption of business activities of the insured due to the insured risks in material damage insurance caused.

b. Scope of Cover

•  Compensation for loss of "business profits" and "fixed costs" (if any) that the insured person must continue to pay while business activity is delayed, hindered or affected by the insured unexpected physical damage happened to the insured property.

•  Sum Insured: Business profits and fixed costs are the basis of the insured amount.

•  In addition, the insurer will indemnify the Insured additional expenses to minimize losses as a result of the business affected. Example: Cost of temporary hiring factory or machinery, overtime expenses, emergency transportation charges.